Oxen is a registered trademarkand marketing brand used by Lapki Digital Pay Inc., a federally incorporated Canadian company and registered Money Services Business (MSB) with FINTRAC under registration number C100000671.
Oxen is not a separate legal entity, and all services are offered and administered solely by Lapki Digital Pay Inc., headquartered at:
205 – 50 Lonsdale Ave #2630
Vancouver, BC V6M 2E6
Canada
Oxen is a registered trademark and platform operated by Lapki Digital Pay Inc., a federally incorporated Canadian company, registered as a Money Services Business (MSB) with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number C100000671.
Oxen is not a separate legal entity. All services, legal obligations, and data processing are carried out by Lapki Digital Pay Inc., headquartered at:
205 – 50 Lonsdale Ave #2630
Vancouver, BC V6M 2E6, Canada
2.1. By accessing or using the Oxen website or platform (collectively, the “Platform”), you agree to be bound by these Terms of Use (the “Terms”) and our Privacy Policy, which is incorporated by reference.
2.2. If you do not agree to these Terms, you must not access or use the Platform or any of its services.
2.3. We may update these Terms from time to time without prior notice. Changes will be effective upon posting on the Platform. Your continued use of the Platform after any updates constitutes your acceptance of the revised Terms.
3.1. Our services are intended for users located in jurisdictions where such services are legally permitted.
3.2. You are solely responsible for ensuring that your use of the Platform complies with applicable laws in your country of residence or citizenship.
3.3. We may restrict access to certain services or features in specific jurisdictions due to legal, regulatory, or business considerations.
4.1. Lapki Digital Pay Inc. and Oxen do not provide:
Any claim to the contrary by a third party should be treated as fraudulent.
5.1. You agree to use the Platform only for lawful purposes and in accordance with these Terms.
5.2. You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account.
5.3. We reserve the right to restrict, suspend, or terminate access to the Platform at our discretion.
6.1. All content, design, software, and trademarks on the Platform, including “Oxen,” are the intellectual property of Lapki Digital Pay Inc. or its licensors.
6.2. You may not reproduce, distribute, modify, or use any part of the Platform without our prior written consent.
7.1. The content provided on the Platform is for informational purposes only and is not guaranteed to be accurate, complete, or current.
7.2. The Platform is provided on an “as is” and “as available” basis without warranties of any kind.
8.1. The Platform may contain links to third-party websites. These links are provided for your convenience only.
8.2. We do not endorse or assume any responsibility for the content or practices of third-party websites.
9.1. Your use of the Platform is governed by our Privacy Policy, which describes how we collect, use, and protect your personal data.
9.2. By using our services, you consent to the collection and processing of your data as described therein.
9A.1. Oxen, operated by Lapki Digital Pay Inc., maintains a comprehensive Conflicts of Interest Policy designed to identify, manage, and mitigate potential or actual conflicts in the delivery of services to users.
9A.2. This policy applies to our staff, management, partners, and third-party relationships, and aligns with international compliance standards.
9A.3. You may review the full policy here (link to your separate Conflicts of Interest Policy page or PDF).
10.1. Oxen's services are provided on a best-effort basis and may be subject to change, suspension, or withdrawal at any time without prior notice.
10.2. Certain services or features on the Platform may rely on third-party infrastructure or regulatory approvals. As such, we do not guarantee the continuous availability of all functionalities in all regions.
10.3. We reserve the right to modify, discontinue, or restructure any part of the Platform or services, temporarily or permanently, for legal, technical, commercial, or regulatory reasons.
10.4. You agree that we shall not be liable for any loss or inconvenience resulting from the unavailability, suspension, or modification of any services.
11.1. You may contact us via the secure messaging system within your account or via email at:
support@oxen.finance
11.2. Do not send sensitive personal information via unsecured email. We will never request your password or security codes via email or SMS.
12.1. Oxen may operate official social media accounts for communication and customer engagement.
12.2. We are not responsible for content posted by users or third parties on those platforms.
12.3. You must not share account or personal information via social media channels.
Oxen may provide features that allow users to store, send, receive, or convert cryptoassets or digital currencies(e.g., Bitcoin, Ethereum, stablecoins). These features are optional and subject to the conditions below.
You acknowledge and accept the following risks:
13.3.1. Access to cryptoasset-related services may be limited, restricted, or prohibited based on your location or legal status.
13.3.2. For example:
13.3.3. We reserve the right to suspend or restrict access to crypto features for users in high-risk jurisdictions.
13.4.1. Access to crypto-related services is available only at the express request of the user.
13.4.2. Lapki Digital Pay Inc. and Oxen do not market, solicit, or advertise crypto services directly to users, nor do we promote the use of such services via targeted campaigns or communications.
13.4.3. You acknowledge that you are accessing these services on your own initiative, without prior solicitation or inducement.
13.4.4. This clause is intended to comply with international regulatory standards, including MiCA’s provisions on reverse solicitation.
13.5.1. Oxen and Lapki Digital Pay Inc. do not provide legal, financial, tax, or investment advice regarding cryptoassets.
13.5.2. You are solely responsible for your decisions and must consult qualified professionals where necessary.
14.1. We do not guarantee that the Platform will be secure or free from bugs, errors, or interruptions.
14.2. To the maximum extent permitted by law, we disclaim all liability for any loss or damage arising from:
14.3. You are responsible for ensuring adequate protection of your devices, data, and login credentials.
15.1. If you are dissatisfied with any aspect of our service, please contact us:
Email: support@oxen.finance
Mail:
Lapki Digital Pay Inc.205 – 50 Lonsdale Ave #2630
Vancouver, BC V6M 2E6
Canada
15.2. We take complaints seriously and will aim to resolve them promptly.
16.1. These Terms shall be governed by the laws of the Province of British Columbia, Canada, and the applicable federal laws of Canada.
16.2. Any disputes arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the courts in Vancouver, British Columbia.
